Job Description: The Med Mal underwriting team is based across our London and Colchester offices. The team are responsible for driving the profitable growth across Hiscox UK, in the Allied Healthcare sector.
The team are aligned to our regional development underwriting teams to ensure a seamless service to our brokers, leveraging relationships to support the profitable growth of new and existing business including cross-sell and up-sell.
Working in the specialist Med Mal underwriting team, you will be responsible for renewing and servicing the existing account. You will need to actively find, develop and grow new business opportunities for allied healthcare within the UK. The role is ideally based in Colchester and you will be expected to travel to regional offices will be required.
To underwrite consistently and profitably
To develop close, effective relationships with brokers
To effectively negotiate with both internal and external parties including identified points of contact with a brokerage
To maintain and develop internal and external customer relations
To visit broker partners and write their business
To identify and challenge non-standard underwriting decisions within the Technical Underwriting Guide (TUG), with a reasoned referral to an underwriting manager
To identify non performing broker accounts in terms of overall profitability, retention and new business ratios and take remedial steps to improve this business
A minimum of three years relevant Medical Malpractice development underwriting experience
ACII qualification or progression towards this
Demonstrable drive, self motivation and determination to achieve results
Outstanding communication and interpersonal skills combined with a proven track record of relationship management and customer focus
Able to apply consideration to potential outcomes and to make decisions with supervision in difficult and complex situations. Able to make logical decisions by using key facts available
Strong influencing and negotiation skills
Outgoing and confident
Consistently demonstrates behaviours conducive to achieving both personal and team objectives, in line with the core values of Hiscox
Preferably degree qualified with a minimum of 2 A levels at grade C or above, although this is not a pre-requisite for an experienced underwriter
This is a fantastic opportunity to join Hiscox during a time of focused growth where you will have the remit to make a real difference.
Hiscox offers an environment where you are encouraged to grow with the team and this is an exciting time to be joining this fast growing organisation. There will be plenty of opportunity for on the job career development within a supportive environment.
Hiscox UK is a leading brand in the insurance market, recognised as setting the standards which others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs.
Diversity and flexible working at Hiscox
At Hiscox we care about our people. We hire the best people for the job and we're committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn't always have to be 'nine to five' and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.
If you would like to know more about the role, or you are having any difficulties with the application process please send your CV and the four-digit job ref number to [email protected]
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