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Job description

Functional Area:
UW - Underwriting

Estimated Travel Percentage (%): No Travel

Relocation Provided: No

AIG Life Limited

Reporting to: Scheme Underwriting Manager

Based in the London Fenchurch Street office you will be responsible for producing Group Scheme quotations incorporating Group Life, Group Income Protection and Group Critical Illness business for Corporate clients' according the AIG Life scheme underwriting basis, to the agreed turn-around times. The Scheme Underwriter will play a vital and supporting role in the business management of our group risk portfolio, with specific responsibilities for scheme underwriting and all activities connected with it, through the profitable acquisition and retention of business.

Key Responsibilities

  • Conduct Scheme underwriting in line with AIG Life Corporate guidelines and bases.
  • Working with the AIG Life distribution to underwrite, issue application forms and put on-risk all schemes, and with the operations team to provide administration support on all on-risk schemes including rate reviews, re-quoting tolerance breaches and scheme changes.
  • Maintaining good relationships with AIG Life distribution and client service teams, including managing expectations and meeting deadlines / service standards as required.
  • Contributing to the profitability of the portfolio through the acquisition and retention of business.
  • Contributing ideas and support to the positive development of the scheme underwriting basis, the underwriting systems in general and process improvements
  • Working as part of a 'virtual team' with other operational areas such as actuarial, underwriting and claims to ensure an excellent client relationship and a client focussed approach to business management.
  • Applying policy changes and issuing policy schedules
  • Contributing to on-going projects within the AIG Life team

General Duties and Tasks

  • Underwriting life, critical illness, and income protection schemes on a daily basis, aligned to Group Risk Services underwriting bases and within agreed service standards.
  • Checking schemes underwritten by team members according to delegated checking authority limits.
  • Working with AIG Life distribution team to provide efficient and appropriate support through underwriting, issue of application forms and put on-risk all schemes allocated.
  • Liaison with Reinsurer on scheme referrals
  • Contributing ideas and support to the positive development of the practices, processes and standards in Group Risk Services
  • Support in system development, maintenance and testing
  • Being involved in project work on an ad hoc basis.
  • Working as part of a 'virtual team' with other operational areas such as actuarial, underwriting, administration and claims to ensure an excellent client relationship and a client focussed approach to business management.


  • At least 12 months scheme underwriting experience
  • Strong analytical skills.
  • Demonstrable skills in MS Office suite particularly excel.
  • Excellent communication and team working skills.
  • Strong organisational skills.
  • A knowledge of the UK Group Risk market.
  • Strong knowledge of the Group Income Protection Product
  • Degree or equivalent qualified with progress in ACII


  • Previous involvement in product development projects or other cross department projects.
  • Experience in system testing.
  • Strong team working behaviour and welcomes peer review
  • Able to work independently
  • Adaptable and open to change
  • Strong attention to detail
  • High degree of numeracy
  • Proactive and self-motivated
  • Keen to develop business knowledge demonstrated by pursuing CII studies
  • High degree of organisation and flexibility
  • Takes personal responsibility for results

It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

At AIG, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.
Job Sector
General Insurance
Job Position
London, UK Show on map
Post date
Closing date

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